Asset-Based Loans Explained | Mortgage Options for High Net Worth Borrowers
Looking to buy a home but don’t show traditional income? If you have significant assets—like stocks, retirement accounts, or inherited property—this video is for you.
In this episode of our Loan Series, we break down Asset-Based Loans, a powerful mortgage option ideal for high-net-worth individuals, real estate investors, and those with recent inheritances. Learn how your assets—not your income—can qualify you for the home you want.
👉 We cover:
Who qualifies for asset-based loans
How lenders calculate income from assets
The impact of Prop 19 on inherited California real estate
Why traditional banks often say “no”
Real-life client examples
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