DSCR Loan Explained | Qualify for Investment Property WITHOUT Showing Income
Looking to buy a rental property but don’t want to deal with income docs, W-2s, or tax returns? Then a DSCR loan (Debt Service Coverage Ratio loan) could be exactly what you need.
This loan has exploded in popularity for investors because it focuses solely on how much rent the property brings in, not how much you personally make. It’s designed specifically for investment properties — single-family, condos, or multi-units.
In this video, I’ll explain:
What a DSCR loan is and how it works
Why this loan doesn’t require tax returns or pay stubs
The importance of rental income in the approval process
Ideal scenarios and property types for DSCR loans
Why investors love the interest-only payment option
The one thing your agent MUST help with before making an offer
If you’re an investor—or want to become one—this video will show you how to use rental income to qualify and close quickly, even if your personal income isn’t “loan ready.”
📲 Let’s talk if you want to see if a DSCR loan is the right fit for your next investment property.
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