Why Your Business Insurance Just Went Up (And What You Can Do About It)
True Point Lending
True Point Lending CA
Published on October 8, 2025

Why Your Business Insurance Just Went Up (And What You Can Do About It)

California business owners are feeling the pressure of rising insurance costs—but what’s really behind it? Chris Chudacoff sits down with commercial insurance expert Jimmy Kinmartin to unpack what’s driving rates and what you can actually do about it.

They break down why commercial auto is getting hit the hardest, why workers’ comp is finally leveling out, and how to make sure your cyber insurance actually protects you when something goes wrong.
You’ll also learn how to decide when to pay a little more for better coverage, what questions to ask your broker, and the key steps to protect your business before trouble hits.

In this episode:
Why commercial auto rates keep climbing—and how to keep costs down
• The truth about workers’ comp pricing in California
• What most business owners miss about cyber insurance
• How to prepare your company before an attack or lawsuit
• The value of finding the right insurance partner

—–
🔔 Subscribe for more business insights and success stories!

Need help with a home loan?

Home Loans & Mortgage Refinance

Need creative financing or non-traditional lending options?

Mortgage Niche Advisor

Chris Chudacoff Social:
YouTube: @cchudacoff
LinkedIn: https://linkedin.com/in/chris-chudacoff-80a7865
Instagram: https://instagram.com/cchudacoff

True Point Lending
True Point Lending CA
Click to Call or Text:
(949) 633-2919